Convert super cash to points

Those earning periods only last a couple weeks — and then you have a certain time period where you can use the store cash. They do expire! Gap Cash – $25 for every $50 spent; Old Navy Super Cash – $10 for every $25; BR Factory Style Cash – $25 for every $50 (up to $75) UP NEXT: 21 Borderline Undercover Ways to Save at …

Convert super cash to points. Gap Inc. announced a new Rewards program that combines credit card and loyalty programs across four brands. Old Navy members can convert unused Super Cash to Rewards points online or in-store.

Marriott Bonvoy® Members can combine Cash and Marriott Bonvoy® Points to make a Reservation in two ways: Cash + Points Rate (Subject to Availability) = A fixed combination of Cash and Points per Night. Customized Cash + Points = A multi-night Stay in which Marriott Bonvoy® Points are used for 1+ Nights and 1+ Nights are on a Paid Rate.

Convert your Flipkart Supercoins into Myntra credits, follow these simple steps: 1. Go to Myntra app. 2. Add any items to your cart. 3. Once you have added the products to your cart, proceed to the cart page. 4. On the cart page, you will find an option below myntra credit 5. Check the box next to this option to initiate the conversion process. 6.Mobile Phone *. +63. Robinsons Bank 16-Digit Credit Card Number *. Date of Birth *. Select date in this order: Month, Year and Day. Requested Amount *. Monthly Amortization *. Term *. Available terms for your requested amount are 3, 6, 9 and 12 months only.Cash Conversion Cycle - CCC: The cash conversion cycle (CCC) is a metric that expresses the length of time, in days, that it takes for a company to convert resource inputs into cash flows. The ...To convert your points to maintenance dollars, call the Vacation Planning Center at 800-251-8736. Important Information: When converting points to maintenance dollars, you may convert up to the amount of points owned, excluding points associated with a PIC, Bonus Contract, and/or points placed into a future Use Year using the Points Deposit ...On 12/6/2014 at 8:46 AM, Lorenzo Von Matterhorn said: Help pls. Just sell the items you want to convert to cashpoints to this npc he also sells the items for cashpoints to convert them back. - shopexg_exp -1,501:50. prontera,100,100,5 script Exchanger Express 100,{. callshop "exg_exp",0;

Terms & Conditions. 400 points convert = 60 xCashPoint (1 xCashPoint = 1 baht) Two Special Privileges!! 1. Transfer a minimum of 400 Blue Points per transaction, for 1 chance to win in a lucky draw for prizes totaling 100,000 xCashPoint. 2.Here's how you can use your Bonus Points: Convert to Hilton Honors points. Just like ClubPoints, you can convert Bonus Points into Hilton Honors points. Discover all that's available through Hilton's award-winning guest loyalty program. Book a stay at any location in the Hilton portfolio or spend your points on travel packages, gift items ...Now, to get the Super Wheelspins, you will have to get some cars from the Auction House and spend your Skillpoints in the Car Mastery to unlock Super Wheelspins. Here is the list of cars that you must get from Auction House in Forza Horizon 5: Ford Racing Puma Forza Edition (VIP) (approx 60,000 credits) Zenvo TSR-S (approx 1,000,000 credits ...Then, scroll down to the “Convert Expired Bonus Cash to Points” section, which lets you enter your Super Cash promotional code. If you have a physical Super Cash coupon, the code will be printed on it. [3]Loyalty Program Points Conversion Calculator. This calculator allows you to assess the conversion rate between the main Credit Card points programs in the region, such as American Express Membership Rewards, Citibank Rewards and others, to the main Frequent Flyer and Hotel loyalty programs, such as Qantas Frequent Flyer, …

Chase Ultimate Rewards points value via the Chase portal. You can also book travel through the Chase travel portal and redeem points for your plane tickets, hotel stays, rental cars or experiences at a fixed cash value per point. As a Chase Sapphire Preferred or Ink Business Preferred Credit Card cardholder, each point is worth 1.25 cents.Rewards Calculators By Loyalty Program. Our site covers most of the top loyalty programs in Canada. This includes credit card rewards, frequent flyer, hotel loyalty, cash back, and store/retail rewards programs. We have credit card rewards calculators, points and miles to dollars calculators, point conversion calculators, and much more.That means that $5 in cash back would equal 500 Capital One miles after converting cash back to miles (5 x .01 = 500). Capital One Cards That Qualify. Cash back earned from any Savor, Quicksilver, and Spark Cash card can be converted to miles when you also carry a Capital One Venture X, Capital One Venture Rewards Credit Card, or Capital One ...Cardholders may also accomplish the Rewards Redemption Form and send through the following: > Fax: (02)892-7427 or (02) 812-6247. > Email at [email protected]. > Send to PNB Makati Center, 3F Credit Card Department, 6754 Ayala Avenue, Makati City. Q: What if I want to make several redemption of different (or same) rewards ...

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The Point Calculator calculates the average value of points and miles by taking the average of a collection of values received for basic redemptions. The values are typically going to be tied to the most common redemption for any given rewards program. For example, the average value you see listed for airline frequent flyer programs is the ... The cost is only 6,000 points per night, and you'll also have access to the hotel lounge if your hotel has one. 4. Save Some Points With a Points + Cash Rate (World of Hyatt) In addition to having a great all-points award chart, Hyatt also gives you the option to redeem points and cash for a stay. The points cost is half of what the cost ...Points & Miles To Dollars Calculator. Calculate points and miles to dollars for airline miles, hotel points, credit card rewards, and more for popular programs worldwide. Select a program and enter total rewards to get the average cash value based on redemption. By: Robert Flowers III. Page Also Available For: 🇨🇦 CA 🇬🇧 UK.Capital One Quicksilver Secured Cash Rewards Credit Card. Capital One Spark Cash Plus. With a card from each list, you can combine your rewards at a rate of one cent of cash-back to one Capital One mile, which we value at 1.85 cents thanks to the ability to transfer to Capital One's full range of 15-plus hotel and airline partners.Yes! Meaning you can earn 2 ThankYou points per dollar for purchases not in any bonus category. But having the Citi Double Cash card alone will not get you much for those ThankYou points. Namely, you would only be able to convert to gift cards and the like, which you should never do, or convert to JetBlue with a paltry 0.8 True Blue for 1 ThankYou point ratio.“If you have a Business Platinum Card® and an American Express Business Checking Account linked to the same Rewards Account, you can redeem up to 1 million points per calendar year at the Business Platinum Rate (1,000 points for $10 in deposits) and an unlimited number of points at the standard rate (1,000 points for $8 in deposits) thereafter.” also you don't have to have business ...

Gap Factory. Banana Republic Factory. The Navyist Rewards card has no annual fee and a recommended credit score of 690 or above, although having a score …If you miss using your rewards, you can convert expired Old Navy "Super Cash" and Gap "GapCash" to points via your account. Log into your account at ON/Gap. Click on your name, and select the "Earn and Redeem" tab. You will see your list of GapCash and ON Super Cash - when it's valid, and for how much. You will also see expired GapCash or …Just how much cash you hold depends on your situation – and also on your risk appetite. “For a self-funder – say a $1 million balance who spends $70,000 a year – then you need to have ...At some point, you’ll likely be faced with the prospect of working with numbers in both fraction and decimal format. Knowing how these numbers relate will help you convert between ...The number 0.45 written as a fraction is 45/100 or 9/20. Convert any decimal to a fraction by making the number behind the decimal point the numerator of the fraction and choosing ...I'll be glad to assist you today. I apologize; unfortunately, Microsoft rewards points does not support cash withdrawal. You can only used your points to claim a reward that is available on your account redeem page. Please let me know if you need any further assistance. I will be glad to help.Transferring Points To Airline. If you want to transfer those accrued points into points, you usually have to log into your credit card account online. For instance, if you wanted to transfer your American Express points into Delta travel miles, you would have to access the American Express official website, log into your account, and visit the ...This is a small guide that explains how to convert your Microsoft Rewards points into money to shop in the Microsoft Store or to shop within Microsoft Apps. ...Old Navy - Convert unused Old Navy Super Cash to Rewards points Gap - Convert unused GapCash to Rewards points Banana Republic - Convert unused Style Cash to Rewards points and free basic ...Again, the redemption rate is 1 cent per point. However, you're limited to redeeming points in denominations of $25, $50, $75, $100, $250, $500, $750 or $1,000. Redemptions are fulfilled by ...

Convert GapCash/Style Cash/ Super Cash to Rewards: Eligible program members can convert unused Gap Cash, Super Cash, or Style Cash (“Cash Coupons”) to Rewards points. You must convert your unused Cash Coupon(s) to points within 30 days of the last day to redeem your Cash Coupon. Each Cash Coupon dollar equals one program point when ...

That's because Chase points are very flexible. You can transfer Ultimate Rewards® points to 11 airline and three hotel partners, or you can redeem points for travel through the Chase's travel ...Awards vs Cash Calculator. If you’re wondering if a deal is good, check here first. We’ll help you compare the cost in points or miles to cash to see which option is best.Verify your total DBS Points. Click on "Travel" from the menu. Select "Singapore Airlines KrisFlyer" as your preferred frequent flyer program. Input the number of points you wish to transfer. Verify the number of DBS Points you're redeeming. Confirm transfer details, make the payment, and you're done!I received SWA recent email today, incentivizing member's to convert their travel funds into SWA Rapid Rewards (RR) points. Member's can convert their travel funds into RR points. What they're offering me. SWA Conversion rate: $70 = 5380 RR Points $10 = 780 RR Points $5 = 390 RR Points. However, my funds don't expire until September 7, 2022.The concept of converting reward points into cash is a very fascinating option provided by many banks and financial institutions, such as the State Bank of India (SBI). These reward points are redeemed into cash and can be used to pay off a credit card bill or make a purchase, which is similar to receiving a cash rebate on a credit card. ...KrisShop. Use your KrisFlyer miles to redeem in full or offset your purchases on KrisShop.com. The redemption rate is 125 KrisFlyer miles per approximately S$1 spent, subject to a minimum of 1,000 miles per transaction. If you choose to mix miles and cash, you will also earn back 1.5 miles for every S$1 spent with your credit or debit card.Convert Amazon Points To Dollars. Use the Amazon Points Value Calculator to determine the cash value of Amazon Rewards Points. This will let you know how much your points are worth. Enter any amount of Amazon Points to see the average cash value. Your options for redeeming your Amazon Points will vary depending on the card you have.Chase limits the 5% back (or 5 points per dollar) to the first $1,500 spent in combined bonus categories each quarter you activate the bonus. While that may not sound like a lot, that cash back adds up over time. Maximizing the cash-back categories each quarter, you'll earn $75 in cash back quarterly and up to $300 per year.

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Best Buy Credit Card Point Calculators. Use our credit card rewards calculator to calculate total Best Buy points per $1 spent and overall card value based on the spend amounts you enter and how much you value card benefits, minus annual fees. Compare results side-by-side multiple cards from any issuer.Jul 22, 2021 · Our enhanced program will allow Cardmembers to earn 5 points for every $1 spent across our family of brands and Rewards members to earn 1 point for every $1 spent. Members will be able to redeem rewards in $1 (or 100 point) increments, rather than 500 point increments as in the old program, allowing for faster accumulation of rewards and ... Points & Miles To Dollars Calculator. Calculate points and miles to dollars for airline miles, hotel points, credit card rewards, and more for popular programs worldwide. Select a program and enter total rewards to get the average cash value based on redemption. By: Robert Flowers III. Page Also Available For: 🇨🇦 CA 🇬🇧 UK.The cost is only 6,000 points per night, and you'll also have access to the hotel lounge if your hotel has one. 4. Save Some Points With a Points + Cash Rate (World of Hyatt) In addition to having a great all-points award chart, Hyatt also gives you the option to redeem points and cash for a stay. The points cost is half of what the cost ...To answer your question, you can redeem the points for straight cash back towards your statement by going into your membership rewards and using "Cover your card charges" at the rate of 1 point = ~$0.007. Hope this helps. untrue. MR points devalue if you want cash. You only get like .6 or .7 cents back per point.Citi Double Cash® Card overview. The Citi Double Cash® Card (see rates and fees) is one of the simplest and most rewarding cash-back rewards cards. With up to 2% earnings on all purchases — 1% when you make a purchase and another 1% when you pay it off — it's difficult to beat this no-annual-fee card. Plus, you can convert your rewards to ...A-List Preferred: 100% bonus. Using the above $100 base fare example, an A-List member would earn 750 Rapid Rewards points on a Wanna Get Away fare, while an A-List Preferred member would earn 1,200 Rapid Rewards points. The mileage bonus is arguably the most valuable perk of Southwest elite status and can help you rack up tons of extra miles ...Converting your 24k reward points to E-load. Present your 24k card to our branch personnel. The branch personnel will check the total number of points in your card. Choose from Cebuana Lhuillier’s loading services. There are no limits to how much a cardholder can load per day.A $200 Delta flight credit after you spend $10,000 in eligible purchases on your card in a calendar year; a new $100 Delta Stays credit. Delta SkyMiles® Platinum American Express Card. $350 (see rates and fees) Earn 50,000 bonus miles after you spend $3,000 in purchases on your new card in your first six months. $600.Super Cash coupons are unique to each customer and cannot be transferred or sold to others. They must be used by the account holder. 7. Rewards Program members can convert unused Super Cash to reward points. Old Navy Rewards Program members have the option to convert any unused Super Cash into reward points, allowing them to earn additional ...Guests also enjoy complimentary breakfast, a gym, and a business center. Points prices are 35,000 Choice Privileges points per night, and cash prices range from ~$250 to $900 per night, a vast range. 14. Hotel Angleterre and Residence (Lausanne-Ouchy, Switzerland) — From 45,000 Points. Hotel Angleterre and Residence. ….

While financial jargon is not everyone’s specialty, there is one concept that is crucial for everyone to understand in order to maintain financial security: liquid capital. Liquid ...SUMMER HULL/THE POINTS GUY. You can transfer Amex Membership Rewards points to British Airways Executive Club at a 1:1 transfer ratio. The program regularly offers transfer bonuses that allow you to maximize its distance-based award chart. However, even without a bonus, there's still a lot of value in the program.Online: Step 1- Login to SBI Card portal using your customer ID and Password. Step 2- Go to the 'Rewards' section and click on 'Redeem Rewards'. Step 3- Filter the Reward Points, City and Category. Step 4- Check the items on 'Rewards Catalogue' and select one as per your choice. Step 5- Click on 'Redeem Now' to confirm.Budget · April 18, 2024 · By Eric Alt. Jump to: What is Old Navy Super Cash? How Does Old Navy Super Cash Work? How to Earn Super Cash. How to Redeem Super Cash. It’s time to EARN Old Navy Super Cash! April 15 to May 31, you can earn $10 in Super Cash for every $25 you spend. You’ll be able to start earning that Super Cash June 1.Turn your Points into airline miles with our travel partners. Unlock even more with your Points. Pool Points. Gift Points. Buy Points. Transfer Points. Convert Points. Meetings & Events. Pool Points Plan a trip together and get away faster when you pool your Points with up to 10 other members. ...Here are your options: Redeem for award flights. Offset flight ticket prices. Use your miles for hotel stays and car rentals. Redeem miles to pay KrisShop purchases partially or in full. Transfer to Kris+ app to offset everyday spend and adventures at Kris+ partners. Convert KrisFlyer miles to other rewards points.The rewards system assigns five points for each dollar spent at the company’s stores or online. Old Navy Visa card holders will earn one point for each dollar spent anywhere Visa is accepted. Every time a cardmember reaches 1,000 points, a $10 Reward Card is issued. Reward cards are different from Old Navy Super Cash.The Blue Cash Preferred ® Card from American Express is a stellar cash-back credit card for those looking to maximize every purchase they make.. With bonus categories like U.S. supermarkets, select streaming services, U.S. gas stations, and transit purchases, this card rewards you for the items you spend the most on in a big way!For those looking to earn up to 6% cash-back on their purchases ...Just how much cash you hold depends on your situation - and also on your risk appetite. "For a self-funder - say a $1 million balance who spends $70,000 a year - then you need to have ... Convert super cash to points, At some point, you’ll likely be faced with the prospect of working with numbers in both fraction and decimal format. Knowing how these numbers relate will help you convert between ..., All your favorite cashout options! Convert your points to cash, crypto currencies or digital giftcards. Start completing paid tasks at GetPaidTo, earn points and then exchange them for real money - it's easy to get started right now and earn online., Tip: you can convert unused supercash/gapcash into points. We just got the points program in Canada so thanks for this! Hopefully it will be an option for us too. Will look out for it. Hmm has anyone been able to do …, Welcome Offer Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou ® Points, which can be redeemed for $200 cash back. Plus, get a 0% intro APR on balance transfers for 18 months. (After that, the (Variable) APR will be 19.24% - 29.24% based on your creditworthiness.), Convert GapCash, Banana Republic Factory Style Cash, and Old Navy Super Cash you are yet to use to points. Icon Membership . To enter this tier, you will need to spend more than $1000 as a regular member or earn 5000 points as a cardmember. All the benefits of Enthusiast. 2 - 3 Days free shipping on orders over $50., You can then link each transfer partner in your Membership Rewards account and transfer Membership Rewards points in increments of 1,000 to any partner you wish, with a minimum of 1,000 points. American Express offers bonuses to transfer to select partners from time to time. Transfers to travel partners are non-reversible, so make sure you are ..., Key Takeaways. Converting from cash basis to accrual accounting provides a clearer picture of financial performance. The conversion process involves making adjustments to records for revenue, expenses, inventory, and assets. Documenting the conversion and adopting effective strategies are essential for a successful transition., Redemption of miles will take up to 10 working days and an email will be sent upon successful or unsuccessful redemption of miles. An administration fee of S$27.25 (inclusive of GST) will be charged to the selected Card upon successful redemption. This fee is waived for conversion to Air Asia Points until 31 December 2024., Another issue with converting your Super Cash to points is that rewards points offer less value. If you receive $10 in Super Cash, you have the equivalent of $10 to spend. However, an expired $10 ..., A collection of 100,000 Chase points is worth $2,000, according to our valuation of 2 cents each. With 100,000 Chase points, you could have enough for a round-trip business class flight to Japan or Europe, which is a tremendous value. This could have a cash equivalent anywhere from $7,000 to $14,000., Can I still convert my old supercash to points? I looked at the website and it said we could redeem supercash if it’s within 30 days of when it expired (December 12th) I tried using all my codes but it kept saying “operation failed.”. Any advice? If it doesn’t work for me, and it’s still redeemable for you, you can try using my codes ..., Super Cash is earned on the resulting cost of merchandise after all applicable discounts are first applied to the purchase price. Limit one Super Cash coupon earned up to a maximum of $30 per regular transactions and $60 per double earn transactions with the eligible earn time period in-stores, and up to a maximum of $50 per transaction within ..., Points And Rewards For WooCommerce Pro. Rated 4.93 out of 5 based on 61 customer ratings. ( 61 customer reviews) Points and Rewards for WooCommerce guarantees loyalty points to your customers and enables them to convert super cash to points. Get access to features like daily login points, rewards on birthdays, points log …, Marriott Bonvoy® Members can combine Cash and Marriott Bonvoy® Points to make a Reservation in two ways: Cash + Points Rate (Subject to Availability) = A fixed combination of Cash and Points per Night. Customized Cash + Points = A multi-night Stay in which Marriott Bonvoy® Points are used for 1+ Nights and 1+ Nights are on a Paid Rate., To use Super Cash, you will need to first earn the Super Cash during qualifying purchases. Once you have the Super Cash, you will need to reach the minimum purchase. You can only use one Super Cash coupon per purchase. You cannot combine Super Cash coupons with any other coupon. You cannot get change for your Super Cash. Convert Super Cash into ..., Then, you can redeem $10 in Super Cash for every $25 you spend in-store or online. To earn Old Navy Cash, spend: $25-$49.99, earn $10 Super Cash. $50-$74.99, earn $20 Super Cash. $75 – $99.99, earn $30 Super Cash. $100 – $124.99, earn $40 Super Cash. $125 or more, earn $50 Super Cash. To redeem Super Cash, spend:, American Express® Gold Card - Earn 4x at restaurants worldwide and U.S. supermarkets (up to $25,000 per calendar year; then 1x) and 3x on flights booked directly with airlines or on amextravel.com. Amex Blue Cash Preferred Card - Earn 6% cash back at U.S. supermarkets (up to $6,000 a year, then 1%) and select U.S. streaming services, 3% on ..., Marriott members can transfer points to 39 airline programs, including exclusive partnerships not available with other loyalty programs. You can transfer Marriott Bonvoy points to most airline partners at a 3:1 ratio, meaning 3 Marriott Bonvoy points yield 1 airline mile. You'll also receive 5,000 bonus miles for every 60,000 points transferred ..., Begin by identifying the cost of your desired booking and then divide it by its cost in points or miles. For example, if a flight costs $150, or 25,000 miles, your miles would be worth 0.6 cents apiece ($150 / 25,000 = $0.006). If the same flight costs, $300, your miles would be worth 1.2 cents apiece ($300 / 25,000 = $0.012)., 5x points (5% cash back) on office supply purchases; internet, phone and cable service charges (up to $25,000 in combined spending each account anniversary year). 2x points (2% cash back) at restaurants and gas stations (up to $25,000 in combined spending each account anniversary year). 1x points (1% cash back) on all other eligible spending, This dramatically increases the value of TopCashback cashback versus Quidco: £10 of cashback earned at Quidco earns you £10. £10 of cashback earned at TopCashback earns you £10.50 (with the 5% bonus) paid into your Tesco Clubcard account. That gives you 1,050 Clubcard points. These convert into 2,520 Avios points or 2,625 Virgiin Flying ..., Saving money wherever you can is important. Couponing, accumulating rewards points for discounts, and finding killer deals are great ways to save extra cash. Historically, one plac..., Unlock the value of your miles/points. Your miles and points lose on average 15% of their value each year. If you've got unused air miles or credit card points, you could be losing out on their worth. ... or other travel-related perks, but they don't convert them directly to cash. Some airlines also permit the transfer of miles to other ..., For us however these generally didn't represent a good £ per point exchange rate. We've found that using them for business and first class flights with BA have provided far better value. As a guide 20,000 points will get you a £150 hotel stay, but 40,000 points will get you £2,000 BA Business Class return trip to Moscow (plus about £50 in ..., Rewards Program Members may convert unused Online earned GapCash (a Cash Coupon) to Rewards points. Each dollar of the Cash Coupon value converts to 1 Reward Point. Rewards Program Members must convert unused Online earned Cash Coupon(s) to points within 30 days of the last day to redeem your Online earned Cash Coupon., Kc1319310. •. Microsoft doesn't offer that option. As others have mentioned, best thing you can do is sell redeemed gift cards. Most rewards programs that offer cash options offer you less value than you'd get through their other options anyway, so I wouldn't sweat having to lose some money to go that route., We offer the purchase of Southwest points and miles in any quantity, starting at a minimum of 50,000 points. The more you sell in bulk, the more value you'll receive. With us, you can enjoy top dollar in the market and 100% risk-free transactions when selling Southwest points. Don't wait any longer, turn your Southwest Rapid Rewards points into ..., Go to the Old Navy app, make sure you're signed in and go to account, and then wallet. Then under "my points & rewards" go to earn and redeem. You'll see "convert expired bonus cash to points" and you can type in the redeem code on Super Cash, GapCash, or StyleCash that has just expired to get points!, William Hill Comp Points are a complimentary point system, which rewards players with points for playing on the William Hill Casino platform. These rewards are earned by players based on the amount of cash that they stake. Each point is earned by staking a £10 bet and with enough points, a player can exchange them for withdrawable cash to ..., Cardholders may also accomplish the Rewards Redemption Form and send through the following: > Fax: (02)892-7427 or (02) 812-6247. > Email at [email protected]. > Send to PNB Makati Center, 3F Credit Card Department, 6754 Ayala Avenue, Makati City. Q: What if I want to make several redemption of different (or same) rewards ..., Convert GapCash/Style Cash/ Super Cash to Rewards: Eligible program members can convert unused Gap Cash, Super Cash, or Style Cash (“Cash Coupons”) to Rewards points. You must convert your unused Cash Coupon(s) to points within 30 days of the last day to redeem your Cash Coupon. Each Cash Coupon dollar equals one program point when ... , Mobile Phone *. +63. Robinsons Bank 16-Digit Credit Card Number *. Date of Birth *. Select date in this order: Month, Year and Day. Requested Amount *. Monthly Amortization *. Term *. Available terms for your requested amount are 3, 6, 9 and 12 months only., Research points can be bought with either cash or Super Cash in the in-game store. One normal Research Point costs 200 Super Cash or 3.61T whereas 10 Research Points cost 2000 Super Cash or 162aa. It is best to spend on normal Research Points and spending those on nodes that accept normal points as these are relatively …