Unitedhealthcare u card what can i buy

Healthy Benefits restrictions vary depending on the program and the state. However, typically, eligible items that can be purchased with a Healthy Benefits card include fresh fruits and vegetables ...

Unitedhealthcare u card what can i buy. 2023 Food, Over-the-Counter (OTC) + Utility Bill Credit Benefit. Members with the Food, OTC + Utility Bill Credit receive a single prepaid debit card to buy approved food and OTC items or pay approved utility bills. A specified credit amount is added to the debit card on the first calendar day of each month for using in approved ways.

Here are some of the top places where you can use your card: 1. **Pharmacies**: Major pharmacy chains like Walgreens, CVS, and Rite Aid accept UnitedHealthcare OTC cards. These pharmacies offer a wide range of eligible products, making it convenient to use your card for all your health and wellness needs. 2.

A guide to using your flexible spending account. You're saving tax dollars. A flexible spending account (FSA) is an account to help you pay for covered health services and eligible medical expenses. You don't have to pay federal, state or Social Security taxes on this money. See your FSA plan documents to identify your "use it or lose it ...UCareTalk to a UnitedHealthcare Medicare Plan Expert and ask about the additional benefits of a Dual Complete plan. 1-844-812-5967, TTY 711. Hours: 8 a.m. to 8 p.m. local time, 7 days a week. ... What can you buy with your monthly credit? If you had a UnitedHealthcare Dual Complete® plan, you could: Buy healthy foods like fruits and vegetables ...UnitedHealthcare helps to simplify the member experience with the UnitedHealthcare UCard TM. The UCard was introduced in 2022 to nearly 180,000 individual Medicare Advantage members in 34 plans across the upper Midwest states. "UCard is our attempt to make health care simpler and more accessible," said Nick Holden, vice president of product ...1-855-882-5900, TTY 711. Hours: 8 a.m. to 8 p.m., 7 days a week. Click for an appointment. More Benefits, More Savings. For Miami-Dade and Broward Counties: If you qualify for Medicare and Medicaid and you choose UHC MedicareMax Medicare Advantage FL-D004 (HMO D-SNP) you have access to all the great benefits on your new UnitedHealthcare UCard ...A: Yes, you can access retailers outside of your state or service area and you can use your card during your travels. However, you must use network retailers only for centain benefits. To find a participating store nearby, please visit MyBenefits.NationsBenefits.com or on the MyBenefits app.On the first day of every month, you will get a set amount of credits loaded onto a prepaid debit card*. You shop for approved products at participating stores and easily swipe your debit card at checkout up to the balance on the card. Fill your basket with healthy food items. Healthy food credits can be used to buy a wide range of groceries.ACA Marketplace plans are health care plans that people can buy on their own, rather than through an employer or another government-run program, like Medicare or Medicaid. You might also hear these plans called Exchange plans or Individual & Family plans. The health care Marketplace (also called the Exchange) is where ACA health care plans are ...

It seems that UHC has cut off use of the older, mostly white OTC cards (even if there was money on it) because they're replacing them with a darker blue card, so in case a customer's card won't go through, but they claim there's enough money to cover their purchase, this may be the reason why. Archived post.We would like to show you a description here but the site won't allow us.About UnitedHealthcare [Opens in a new window] Last Updated: 07.13.2023 at 12:00 AM CT ...Activate your UnitedHealthcare member ID card online and enjoy the benefits of your UCard, an all-in-one card that gives you access to your health plan information, discounts, rewards and more. It's easy, fast and secure. Just visit the link below and follow the instructions.Rewards - UnitedHealthcare is a webpage that allows you to access and redeem your rewards for participating in wellness and health care programs. You can also view your balance, track your progress, and find out how to earn more rewards with UnitedHealthcare. Key Takeaways: The UHC Healthy Foods Card provides a monthly credit to eligible individuals for purchasing healthy food, over-the-counter products, and paying utility bills. Participating stores like Walmart, Walgreens, Kroger, and CVS accept the UHC Healthy Foods Card. With the card, you can buy a variety of nutritious items, including fruits ... This program enables Walgreens customers to purchase OTC card eligible items using their OTC benefit card. OTC card eligible items often include health and wellness products, such as cough and cold remedies, vitamins, medical equipment and more. If an item is eligible, the cost of the item is subtracked from an OTC card’s available balance at ...

On the first day of every month, you will get a set amount of credits loaded onto a prepaid debit card*. You shop for approved products at participating stores and easily swipe your debit card at checkout up to the balance on the card. Fill your basket with healthy food items. Healthy food credits can be used to buy a wide range of groceries. Contact information for members with insurance plans through work. If you have. Contact us. UnitedHealthcare health insurance plan through work. 1-866-801-4409 / TTY 711. UnitedHealthcare Medicare Advantage or Prescription Drug plan. Call the number on your member ID card. UnitedHealthcare Medicare supplement plan. 1-800-523-5800 / TTY 711.Tip #6: Think about whether you and your spouse have the same medical needs. It's important to compare your own health needs with your spouse's when it comes to health insurance. Know the deductibles for the plans you're considering. The deductible is the amount you pay for health care before there is any cost sharing with the insurance ...Millions of people across the US qualify for food and cash assistance from the government. If you qualify for the programs, you’ll be issued an EBT card. If you’re new to the progr...UCard includes all the features of a traditional health ID card and much more: All members can use their UCard to check in at any network provider’s office or pharmacy and can spend earned rewards in-store or online. And Dual Special Needs (D-SNP) members can buy eligible healthy food and over-the-counter (OTC) products. In 2023:Your UnitedHealthcare UCard is a simple way to unlock the benefits and programs of your Medicare Advantage and Dual Special Needs plans. UCard opens doors where it matters: Check in at the gym. Visit a provider like your primary care provider (PCP) or dentist. Pay utility bills. Fill a prescription.

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Access your personalized health insurance benefits, programs and services with myuhc. Login or register to manage your account online.What is United Healthcare OTC Card? OTC+Healthy Food is a valuable benefit that’s included with dual health plans from UnitedHealthcare. * This benefit gives our members credits to buy OTC products and covered groceries at many retailers.The credits are loaded on a prepaid card, which members can use to pay at checkout.UHC Food Benefit in Healthy Food Benefits (1000+) UHC Food Benefit in Healthy Food Benefits. (1000+) Sponsored. $3.48. 23.2 ¢/oz. Marie Callender's Chicken Pot Pie, Large Size Frozen Meal, 15 oz (frozen) 6243. EBT eligible.Member ID Card: Serves as the member ID for medical, pharmacy, dental, and vision care. OTC (Non-SNP) and OTC + Healthy Food (C-SNP): Members can use their UCard to shop in-store or online for OTC products or OTC products + Healthy Food, depending on their plan’s structure.Apr 4, 2024 · Some examples of supermarkets that accept OTC cards include: Walmart. Walmart is a major retail chain that accepts OTC cards. It has many locations across the U.S., making it easy for OTC cardholders to access their required items. Moreover, Walmart is a major player in the retail chain industry and offers many OTC-eligible healthcare items and ... To view your benefit or claim information, simply enter the required information. You will be able to view your eligibility and general plan information.

Your member ID number and group number allow healthcare providers to verify your coverage and file claims for health care services. These numbers also help UnitedHealthcare advocates answer questions about your benefits and claims. Member ID number: A unique member ID number that links to your specific health insurance benefits and coverage.View and print your UnitedHealthcare member ID card online, or request a new one if you lost it. You need your ID card to access your health plan benefits and services.Get easy access. If you haven't already, download the free Healthy Savings® mobile app, available on the App Store® or Google Play®. Looking for a participating store? Log in to find a store near you.Individuals can also report potential inaccuracies via phone. UnitedHealthcare Members should call the number on the back of their ID card, and non-UnitedHealthcare members can call 1-888-638-6613 / TTY 711, or use your preferred relay service. Declaration of disaster or emergencyRewards - UnitedHealthcare is a webpage that allows you to access and redeem your rewards for participating in wellness and health care programs. You can also view your balance, track your progress, and find out how to earn more rewards with UnitedHealthcare.The card will first apply OTC dollars to eligible products and then apply Reward dollars to any that the store register declared ineligible. As many have discovered, the UHC product scanner in their App will show items as eligible only to have them declined at the store. Reward dollars can be spent on almost anything.UnitedHealth Personal Rewards is a new points-based, personalized incentive program designed to help DPS employees who are covered under a UnitedHealthcare medical plan meet their health goals by rewarding health and wellness activities. It is designed to help maintain and improve health while earning rewards.Some plans are offered through the government, like Affordable Care Act (ACA) plans, Medicare plans and Medicaid plans. There are also health plans you can get through your employer. Or, you can purchase a plan on your own, like short term health insurance that offers coverage for a limited amount of time. Understanding the different health ... What does health insurance cover? UnitedHealthcare is dedicated to being there for what matters. See what you can expect when you choose us as your health care partner. Explore UnitedHealthcare plan options including Medicare, Medicaid, individual and family, short term and dental, as well as employer plans. What is United Healthcare OTC Card? OTC+Healthy Food is a valuable benefit that’s included with dual health plans from UnitedHealthcare. * This benefit gives our members credits to buy OTC products and covered groceries at many retailers.The credits are loaded on a prepaid card, which members can use to pay at checkout.HouseCalls may not be available with all plans or in all areas. This communication is going to eligible members and is not intended to imply a disease, condition or interest. The program doesn't take the place of the member's regular visits to their care provider. Participation in this program does not affect the member's health care ...

Ohio Medicaid managed care members received a new Next Generation member ID card between August 2022 and February 2023. All Ohio Medicaid managed care members should be using your Next Generation member ID card at your pharmacy to fill prescriptions, at your provider's office to make an appointment, and check in for a visit. Learn about the ...

What is United Healthcare OTC Card? OTC+Healthy Food is a valuable benefit that's included with dual health plans from UnitedHealthcare. * This benefit gives our members credits to buy OTC products and covered groceries at many retailers.The credits are loaded on a prepaid card, which members can use to pay at checkout.Published March 16, 2023. Even though it is called a Medicare flex card, this prepaid debit card is issued by Medicare Advantage plans, not the U.S. government. It's offered through some — not all — private Medicare Advantage plans to help pay for specific expenses, such as over-the-counter (OTC) medications, a grocery allowance for ...As a UnitedHealthcare member, you get access to benefits that can help you live a healthier lifestyle. Best of all, your benefits are applied instantly! To view the benefits you are covered for and how you can spend, log in here. Healthy Benefits Plus is a sponsored program that provides an allowance on approved over-the-counter products and ...20 Jan 2023 ... To use your Ucard money to pay your utility bill, you must do so through the Ucard hub on your plan's website or call 1-833-853-8587. The ...This card allows individuals to purchase ‌over-the-counter (OTC) products such‍ as pain relievers, allergy medicine, vitamins, and⁣ more without the need ⁣for a prescription. ‍Below are some of the top stores where you can use your United Healthcare OTC card to purchase eligible items. 1. Walgreens:⁢ With over⁤ 9,000 locations ...You need to enable JavaScript to run this app. Activate Ucard. You need to enable JavaScript to run this app.This card is not a gift card or a gift certificate. You have received this card as a gratuity without the payment of any monetary value or consideration. The card is issued by The Bancorp Bank, N.A., Member FDIC ("Issuer")pursuant to a license from Visa U.S.A. Inc. Card cannot be used everywhere Visa debit cards are accepted. See Cardholder ...Call UnitedHealthcare at 1-877-596-3258 / TTY 711, 8 a.m. to 8 p.m. 7 days a week. 1 Dual Special Needs plans have a $0 premium for members with Extra Help (Low Income Subsidy). 2 Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply.Buy healthy food and over-the-counter products; Pay utility bills; Spend earned rewards. The program is scheduled to begin in January 2023. Tideland can ...4 days ago · Managing health care on the go just got easier with the UnitedHealthcare app! It's designed to save you time by providing easy access to your information. Features available are based on your personal health plan and can include: Find and Manage Providers - Find doctors, specialists, or health care facilities with our guided and location-based ...

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1. Add your OTC Network card. Go to your Instacart Account Settings to add your card as a payment method. 2. Choose a store and find "OTC Network" items. Eligible items are marked with an "OTC Network" label. 3. Check out with your OTC Network card. At checkout, make sure OTC Network is selected as a payment method.Do you have a flexible spending account (FSA) through UnitedHealthcare? If so, you can access your account details, view your balance, submit claims, and more on the myuhc website. Just sign in with your username and password, or register if you are a new user. You can also find helpful information and resources about your health plan, wellness programs, and other benefits.UnitedHealthcare ® today introduced its 2023 Medicare Advantage and prescription drug plans, offering expanded access to consumer-focused plans that deliver a differentiated member experience underscored by better-than-ever ancillary benefits, lower prescription drug costs, and further improvements to core benefits. "With financial pressures especially impacting older adults living on fixed ...Register or login to your UnitedHealthcare health insurance member account. Have health insurance through your employer or have an individual plan? Login here!Pay the smarter way. Your HSA card is a fast and convenient way to pay for qualified expenses while skipping the paperwork. From trips to the doctor to everyday care like cold medicine and first aid kits, simply pay using your HSA card and you're all set. Plus, you'll save up to 30% because you're using pretax dollars.*.Sign in for a personalized view of your benefits Easy access to plan information anytime anywhere. Get the most out of your coverage.Reviewed May 1, 2024. We had United Healthcare in 2023, but then changed to Humana in 2024. We are 74 years old, have few health concerns, only 2 prescriptions each. We had no problem with United ...Make sure the merchant accepts FSA cards. For the most part, your FSA card should work where it makes sense: at locations like pharmacies, vision centers, doctor and dentist offices, and so on. But if you try to use your card at a restaurant or bike shop, even if that bike shop happens to sell FSA eligible bandages, chances are your card won't ...You get free shipping, 24/7 phone support, medication refill reminders and more. You also can choose to fill a three-month supply of your maintenance medications at a CVS retail pharmacy. Use network pharmacies. You will get your plan’s best price for your medication if you use a network pharmacy. Our network includes thousands of pharmacies ...Do you want to make your own personalized Christmas cards this year, but don’t know where to start? Well, worry no more! This article will show you how to customize your cards in s...Buy products such as Equate Fresh Scent Flushable Wipes, 5 Resealable Packs (240 Total Wipes) at Walmart and save. Skip to Main Content. ... Can I use my OTC Network card to cover shipping, pickup, or delivery fees? Related pages. OTC Network; Anthem HealthKeepers OTC 2022; Anthem MaineHealth OTC 2022 ...Sign in for a personalized view of your benefits Easy access to plan information anytime anywhere. Get the most out of your coverage. ….

Activate your UCard and coordinate your benefits with UnitedHealthcare. Enjoy more convenience and flexibility with your health plan.UnitedHealthcareHealth plan programs. As a UnitedHealthcare member, you'll have access to a variety of programs that help support your health and wellbeing. Health plan tools. Get the most out of your benefits with the help of online tools that help you find doctors, check on claims, set up virtual visits and more. Managing health care costs.Contact information for members with insurance plans through work. If you have. Contact us. UnitedHealthcare health insurance plan through work. 1-866-801-4409 / TTY 711. UnitedHealthcare Medicare Advantage or Prescription Drug plan. Call the number on your member ID card. UnitedHealthcare Medicare supplement plan. 1-800-523-5800 / TTY 711.These benefits are available to all members, not only pregnant women and new mothers, and may be redeemed at Walmart, Rite Aid, Dollar General, Family Dollar, and Fred's Pharmacy. Food and fresh groceries, such as meat, vegetables, and canned goods, are among the items you may purchase with your card.The UnitedHealthcare app connects you to your health plan details anytime, anywhere. View your health plan details anytime, anywhere and get instant access to answers and support. Download the app. Use your mobile device to download the app. Scan the QR code now to get started.UnitedHealthcare + Fitbit. After redeeming your Fitbit® device, sign in to your plan website, go to Health & Wellness and look for Renew Active to learn more and join the Fitbit® Community today. We're here for you. Contact us at [email protected] or 844-5-FITBIT (844-534-8248) for assistance with your order.Golden Rule is technically the same as UnitedHealthcare. However, initially, Golden Rule Insurance Company was a health insurance provider based in Indianapolis and operating in 40... Unitedhealthcare u card what can i buy, It seems that UHC has cut off use of the older, mostly white OTC cards (even if there was money on it) because they're replacing them with a darker blue card, so in case a customer's card won't go through, but they claim there's enough money to cover their purchase, this may be the reason why. Archived post., You can use the card to purchase up to $50 of groceries every week. The items you can purchase include fresh fruits and vegetables, meat, dairy products, and seafood. You can also share the wealth by doing some shopping for a friend or family member if you want. Discounts. You are treated to discounts on a wide range of …, Most UnitedHealthcare Medicare Advantage members can expect to pay $50 or less. Extra! Extra! (At no extra cost.) Our optical lenses include anti-reflective, scratch-resistant, and smudge-resistant treatments, and our prescription sun lenses are scratch-resistant and polarized to reduce glare. All of our lenses block 100% of UVA and UVB rays., They have to manage benefits for both Medicare and Medicaid, and may need to see multiple doctors, specialists and therapists. To help make life easier for our members, UnitedHealthcare came up with the UnitedHealthcare UCard™. UCard helps many members unlock the benefits and programs included with their UnitedHealthcare dual health plan., Step 1. Visit a participating CVS ® store.*. Step 2. Look for blue labels and 100s of eligible items across the store. Step 3. Redeem at the register or pay with your Benefit Network Card.*. , This is a payment option where they can get an Apple Watch for a low — or $0 — upfront cost and pay the remaining cost with the rewards they earn over 12 months. How employees get started To participate, employees go to UHC Rewards in the UnitedHealthcare app and select Redeem rewards. Then they follow these steps: Choose an Apple, The financial rewards people earn can either be added to a prepaid debit card or deposited into a health savings account for members who want help covering out-of-pocket medical costs. While almost 90% of employees have access to well-being programs through their employer, only 23% use them, according to a recent study ., Healthy Benefits+ Visa card. Use your card to apply your grocery discounts, buy over-the-counter items, spend your rewards and much more. Your Healthy Benefits+ Visa® card offers flexibility, choice and ease of use, plus easy access to your eligible allowance programs and rewards., Contact information for members with insurance plans through work. If you have. Contact us. UnitedHealthcare health insurance plan through work. 1-866-801-4409 / TTY 711. UnitedHealthcare Medicare Advantage or Prescription Drug plan. Call the number on your member ID card. UnitedHealthcare Medicare supplement plan. 1-800-523-5800 / TTY 711., Many non-prescription, over-the-counter (OTC) drugs, medicines and medical care items are considered eligible for reimbursement under health care Flexible Spending Accounts (FSA) and Definity / iPlan Health Reimbursement Accounts (HRA). OTC drugs and items generally fall into one of the following three categories:, The answer is: yes, you can buy groceries as the Medicare Flex Card pays for them. In some nations, specific lead campaigns are offering the option of a nutritious diet benefits token. But, it is rare for individuals to find all the benefits such as compensation for nutrition, utility bills, cash credit from the ATM, dental, vision, and hearing ..., The CARES Act: Overview of Changes . With the passage of the 2020 CARES Act legislation, mWithany over-the-counter medications, remedies and supplies are FSA/HSA-eligible without a prescription.Use your pre-tax FSA/HSA funds to save money and free-up cash for use on the other non-FSA/HSA-eligible products you need., Show your member ID card. Be sure to show your member ID card when filling prescriptions to get any member cost savings. Use the mail order pharmacy. Convenient home delivery of your regular, maintenance medications can save time and money. Order 90-day supplies. You may be able to save on prescription drug costs by ordering 90-day supplies., Call UnitedHealthcare at 1-877-596-3258 / TTY 711, 8 a.m. to 8 p.m. 7 days a week. 1 The UnitedHealthcare Medicare Plan Expert is a licensed sales agent/producer. Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply., Some plans are offered through the government, like Affordable Care Act (ACA) plans, Medicare plans and Medicaid plans. There are also health plans you can get through your employer. Or, you can purchase a plan on your own, like short term health insurance that offers coverage for a limited amount of time. Understanding the different health ..., The answer is: yes, you can buy groceries as the Medicare Flex Card pays for them. In some nations, specific lead campaigns are offering the option of a nutritious diet benefits token. But, it is rare for individuals to find all the benefits such as compensation for nutrition, utility bills, cash credit from the ATM, dental, vision, and hearing ..., Written answer or video required. Answer. Showing 1-10 of 21 answers. According to the OTC website "Starting in 2024, products will be fulfilled by Amazon (note: the UnitedHealthcare® UCard will not work to buy directly through Amazon)" What a garbage way to do this. I need extra large pads, but the Ucard website only offers one size, whereas ..., Monday - Friday 8 a.m. - 6 p.m. EST 1-888-617-8979 TTY 711. To learn more about applying for health insurance, including Medicaid, Child Health Plus, Essential Plan, and Qualified Health Plans through NY State of Health, The Official Health Plan Marketplace, visit www.nystateofhealth.ny.gov or call 1-855-355-5777., Quit for Life smoking cessation program. When you quit tobacco, you're putting your health first. Quit For Life® has helped 5.9 million members quit — for good. 1 And for eligible UnitedHealthcare members, Quit For Life is available at $0 out-of-pocket. Quit For Life on Rally Coach™ can give you a clear path to enjoying life without tobacco., Nov 22, 2023 · Yes, I use my Rewards benefits. We both get the $10/ month reward for walking 5000 steps for 10 days. I can almost get that from normal daily activities if I carry my phone. So far this year I have earned at least $100 from getting my annual physical, flu shot, etc. I have used the card at both Walmart and Publix. , You can use your Healthfirst OTC card at locations such as: For a complete list of participating pharmacies and retailers, visit MyHFNY.org or call our Member Services Representatives at 1-888-260-1010 (TTY 1-888-542-3821), or for Signature (HMO) Member Services team, call 1-855-771-1081 (TTY 1-888-542-3821), 7 days a week, 8am-8pm (October ..., If you have a UnitedHealthcare health care spending card there are a few different ways that you can check your balance. One way is to log in to your account on the UnitedHealthcare website. Once you've logged in you'll be able to see your balance and transaction history. Another way to check your balance is to call the customer service ..., UCard Hub Application, A healthy food card is a valuable resource that promotes access to nutritious food for individuals and families in need. This card allows individuals to make informed choices, improve their overall well-being, and foster healthier eating habits. Take advantage of the benefits of a healthy food card to enhance your lifestyle and prioritize …, AARP and its affiliates are not insurers. AARP does not employ or endorse agents, brokers or producers. You must be an AARP member to enroll in an AARP Medicare Supplement Plan. AARP Medicare Supplement Plans are insured by UnitedHealthcare Insurance Company, 185 Asylum Street, Hartford, CT 06103. Policy Form No. GRP 79171 GPS-1 (G-36000-4)., Medicare Advantage plan Flex card benefit. Providers may service UnitedHealthcare ® Medicare Advantage plan members with access to a Flex benefit beginning Jan. 1, 2023. This benefit is a prepaid Visa ® debit card that may be used to enhance or extend routine dental, vision and hearing benefits already included in their plan., Talk to a UnitedHealthcare Medicare Plan Expert and ask about the additional benefits of a Dual Complete plan. 1-844-812-5967, TTY 711. Hours: 8 a.m. to 8 p.m. local time, 7 days a week. ... What can you buy with your monthly credit? If you had a UnitedHealthcare Dual Complete® plan, you could: Buy healthy foods like fruits and vegetables ..., UCard Hub Application, Oct 4, 2023 · Along with the expanded MA footprint, UnitedHealth is enhancing the benefits of its UCard next year for the 6.3 million individuals that currently use the program. Four updates for 2024: A mobile product scanner members can use when shopping in-store to confirm products are covered through their benefits. A mobile UCard with a barcode that ... , UCard Hub Application, Announcing Amazon as new OTC online fulfillment partner. Beginning in 2024, UnitedHealthcare is expanding member value by working with Amazon—another consumer-focused brand that you know and love—to fulfill online orders for participating non-SNP and C-SNP members with an OTC-only benefit. Members told UnitedHealthcare that they wanted ..., The HouseCalls program is not available with all plans and may not be available in all areas. To check if HouseCalls is available to you, or to schedule a HouseCalls visit, call 1-866-799-5895, TTY 711, Monday to Friday, 8 a.m. - 8:30 p.m. ET, 5 a.m. - 5:30 p.m. PT.. A member must complete a HouseCalls visit within the 2024 calendar year to be eligible for the $15 reward., UCard Hub in the UnitedHealthcare app or on your member site. Visit the UCard Hub in the UnitedHealthcare app or on your member site. Follow the prompts to select your products and spend your credits. The best place to spend? Where you already shop. It’s easy to buy your choice of covered over-the-counter (OTC) products.