Wsecu certificate of deposit rates

60-Month - (Minimum Opening Deposit $500) OPEN ONLINE: Balance to Earn APY: Annual Percentage Yield: Dividend Rate: $500.00 - $9,999.99: 1.50%: 1.49%: $10,000.00 - $49,999.99

Wsecu certificate of deposit rates. Additionally, certificate funds are available to use as collateral for a certificate-secured loan at a low rate of interest. Make your money work for you! Apply for a Certificate of Deposit Account within Online Banking, stop by any of our branches, or call a Member Service Advisor at (800) 648-8035. Certificate Rates.

See the difference that we can make for yourself. Compare our CD rates and see how you can come out on top. Synchrony. 4.80 %APY*. $ 5,240. Bank of America. 0.03 %APY*. $ 5,002. Wells Fargo Bank.

And when interest rates are high in general, certificates of deposit rates can be very attractive, sometimes with a rate of 5.00% or more. But even when interest rates are low, certificates usually offer rates at least a full percentage point greater than that of a regular savings account. For example, if you put $5,000 in a regular savings ...Synchrony Bank is owned by GE Capital, as of 2015. The bank was formerly known as GE Capital Retail Bank, until the name was changed in June 2014. The bank provides banking service...For current rate information, contact your banker or call us at 1-800-546-6101. To receive these APYs, you must open your account online, by phone at 1-888-340-2265, or at a branch. CDs opened online can only be in individual or joint ownership and cannot be for an IRA. For CDs opened online, funds may not be withdrawn for 15 calendar days ...If the certificate rate increases within (5) five calendar days of the account opening, your certificate will earn the higher rate from the date the higher rate went into effect until the certificate's maturity date. Only once may your rate increase. The dividend rate and annual percentage yield may increase.These are sponsored offers rated highly by us for competitive rates, fees, and minimums. Member FDIC. CD. 5.00. %. APY. As of 5/3/2024. $500. Minimum deposit.Here's What You'll Need. Checking, Savings, Share Certificate or Money Market Account. Valid photo ID. SSN or ITIN. Date of Birth. Address. Money for an opening deposit. Youth Accounts. Valid Photo ID (if minor doesn't have an ID, an adult must be a joint signer)

The amount of interest earned on a CD varies based on your deposit, CD rate and term length. For example, a $10,000 deposit in a five-year CD with 3.50% APY would earn around $1,877 in interest.Rates. Regular Share Certificates & IRA Certificates † (Includes Traditional, ESA, & Roth IRAs) Effective Date: 04/25/2024. Personal Rates. Business Rates. ... (APY) is based on the assumption that the money is left on deposit during the dividend period. All dividends to be paid according to disclosures. All dividend rates and APYs subject to ...Jan 16, 2024 · The credit union has mixed mobile app ratings. WSECU mobile banking is rated 4.3 out of 5 stars in the Google Play store and 3.8 out of 5 stars in the Apple store. Washington State Employees ... 2 Promotional Certificates - if total certificate amount is less than $10,000 all funds must be new money. Additional funds can be existing Credit Union West funds once $10K minimum of new money is met. Maximum amount is $250,000. Promotional rate cannot be applied to existing certificates. Offer good for the initial term only.This is a variable-rate account, rates may change after the account is opened. Rates are accurate as of April 1, 2024. Minimum Deposit of $500 for Classic CD, $10,000 for Signature CD and $25,000 for Premier CD. An early withdrawal penalty will be assessed if the certificate is redeemed prior to the maturity date.A CD rate is an interest rate that shows what a bank or credit union will pay you for depositing your money with them for a certain time in a certificate of deposit (CD). For example, if the rate ...Learn more about Certificates of Deposit from EverBank. We offer some of the most competitive CD rates. Skip to content. Log In. 1.888.882.3837. 1.888.882.3837. Open An Account. Personal. Personal. ... EverBank pays a fixed interest rate that’s typically higher than the rates offered on savings accounts. When the term is up, you get back the ...

The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months.CDs are safe. CDs offered through NCUA-insured institutions like TwinStar are fully insured up to $250,000, meaning you are covered no matter what. A Certificate of Deposit (CD) …Certificate yields assume dividends remain in account until maturity, penalty imposed for early withdrawal. Fees may reduce earnings. Rates effective May 3, 2024 and are subject to change. To open, obtain, and maintain the advertised rate for the certificate, you must have a $1,000 deposit and an active checking account at RCU.An Idaho Central Certificate of Deposit (CD) is a great way to enjoy higher returns on deposited money with little risk. You agree to set money aside for a term ranging from 6 to 60 months and earn a fixed interest rate in return. ... Interest Rate Initial Deposit; Term 3 Month CD: APY* 0.30: Interest Rate 0.30%: Initial Deposit $500: Terms See ...

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Dividend rates for Certificate of Deposit (CD) accounts at Robins Financial Credit Union. - serving Warner Robins, Macon, Athens and other Central Georgia communities. Check out our CD rates today. ... View our current rates for all of our certificate account options. Term & Amount Dividend Rate APY* 6 Month - $500 and Greater. 0.995 : 1.00%. 1 ...Below are the best one-year CD Rates from banks in Washington. One-year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts. WA - May 2, 2024.Schedule an appointment. 844.375.7027. Annual Percentage Yield (APY) is accurate as of and applies to the initial term of a new Featured CD. We may limit the amount you deposit in one or more Featured CDs to a total of $1,000,000 ($250,000 for CDs opened through bankofamerica.com). Alternative terms are not allowed.Special 13-Month Certificate | Minimum $5,000 Deposit | 4.91% APR | 5.00% APY. Special 22-Month Certificate | Minimum $1,000 Deposit | 4.67% APR | 4.75% APY. ... The actual interest rate available to you will be based on your credit history and may be different than the rates shown. The GRH loan has income and property geographic restrictions ...Apr 2, 2018 ... fied with the interest rates and terms at ... officer at $2.7 billion asset WSECU in Olympia, ... certificate and sends it back for him to ...

1 day ago · High-yield CD rates today can be several times the national average of 1.39% APY for five-year terms and the national average of 1.81% APY for one-year terms. Unlike regular savings accounts, most ... Explore PSECU certificate rates for short- and long-term investments. Discover what features and benefits PSECU members enjoy from opening a certificate.Daniel Kurt. Updated May 01, 2024. Reviewed by. Michael J Boyle. Fact checked by. Brian Abbott. The best 3-year CD rate is 5.00% APY from Workers Credit Union, DollarSavingsDirect, and ...WSECU · February 25, 2021 · Certificates of deposit (CDs) offer a low-risk savings option for a fixed period of time. Is a CD a good savings option to help you achieve your financial goals? Learn more: https://bit.ly/3qZfLbG. All reactions: 1. Like. Comment. 0 comments ...Actual rate is 5.00%. Limited time special offer. APY accurate as of 11/06/2023. Rates may change without notice. Early withdrawal penalties apply. Offer requires 100% of funds as new funds not currently on deposit with West Community Credit Union. Minimum opening deposit of $500.A certificate of deposit (CD) is obtained in either the primary or secondary market. In the primary market, a CD is obtained directly from the creator of the CD, typically a bank, ...Interest rates; 3 years fixed Premium CD. Minimum Booking Amount EGP 5,000,000 and multiples of 1,000. Monthly. 24%: 3 years fixed Plus CD. ... Book your certificate of deposit through internet or mobile banking and enjoy a seamless experience. New customers2 Upon maturity, certificates will roll over into 12-month certificates at prevailing rate. Rates valid until June 30, 2024. 3 30-day rate adjustment offer only valid on 10-month and 15-month promotional certificates opened on or after September 26, 2023. Eligible Members must contact Vantage West within 30 days of opening their original ...Closed-End Certificate-Secured Loan Example: $19.80 per $1,000 for 60 months at 7.00%. Rates and terms listed are current as of August 1, 2023. Rates and terms are subject to change at WSECU's discretion.Learn about the certificates of deposit (CDs) from PNC Bank, including the interest rates, minimum deposit requirements, and early withdrawal penalties. 2.0 Editor's RatingWe offer some of the most competitive CD rates. Skip to content. Log In. 1.888.882.3837. 1.888.882.3837. Open An Account. Personal. Personal. Banking. Today's Rates. Support. High Yield Accounts. ... A certificate of deposit (CD) is a savings product that earns interest on a lump sum for a fixed period of time.

Open a limited time,11-Month Certificate at 5.25% APY. Time flies. And your savings soar. When it comes to saving your money, a sure thing is hard to find. At KEMBA Financial Credit Union, your local central Ohio credit union, our Certificate accounts are an exception. If you have money sitting in a traditional savings account - and you don ...

Membership eligibility is required. 1 Must have a GECU share account to open a certificate account. A one-time deposit of $10 in a GECU share account is all it takes. 2 Option is only available for GECU Bump-up certificate accounts and GECU Smart Step certificate accounts. Please see the GECU rate schedule for more details. 3 All terms and conditions are subject to change.Your money is safe with us. As a credit union member, your deposits are federally insured through the National Credit Union Administration (NCUA). Member savings, money market accounts, certificates and checking accounts holding up to $250,000 are insured, along with individual retirement accounts holding up to another $250,000.Learn more about Certificates of Deposit from EverBank. We offer some of the most competitive CD rates. Skip to content. Log In. 1.888.882.3837. 1.888.882.3837. Open An Account. Personal. Personal. ... EverBank pays a fixed interest rate that’s typically higher than the rates offered on savings accounts. When the term is up, you get back the ...Certificate of Deposit Rates. The following Interest Rates and Annual Percentage Yields (APY) are accurate as of March 8, 2024. ... Questions about deposit rates? Contact a Customer Service Representative at 413.568.1911 or 800.995.5734 or visit one of our convenient offices.As of April 30, 2024, the rate is 5.250%. + Rewards Checking account holders can receive up to 0.05% bonus on certificate terms 12 to 60 months. New accounts only. Not valid on renewals. Not valid on HSA, IRA, or Variable Rate Certificates. It's always wise to save money for an emergency or future plans and with an ALEC certificate of deposit ...It's one of the lowest-risk ways to earn interest on cash. It pays interest based on how long the customer agrees to leave a lump-sum deposit in the account. USAA Federal Savings Bank offers traditional CD terms for as little as 30 days to as long as seven years. For a minimum of $1,000, you can open it on usaa.com or through our mobile app.Certificates can help you save for the future with both short- and long-term options, typically with an Annual Percentage Yield (APY) that is higher than a regular savings account. 1. Current CD Specials. 5.00% APY for 6 months ($10,000 minimum to open; for new deposits) 1; 4.75% APY for 14 months ($10,000 minimum to open; for new deposits) 1CD - Certificates of Deposit. Choose from a wide range of CDs with various maturities and interest rates. Interest can be compounded or transferred to another Republic checking or savings account. Minimum deposit of at least $1,000. $2,000,000 maximum deposit per CD product ($100,000 maximum when opening online).Minimum Deposit to Earn APY. 9 Months. 0.25%. 0.25%. Daily. $25.00. Interest Rates Effective: 05/01/2024. Revised: 04/30/2024. Annual Percentage Yield assumes principal and interest remain on deposit for term at the same interest.45-Month Promotional Rate 3.70%: 3.75%: 61 Month Promotional Rate : 3.55%: 3.60%: Rates subject to change at Marquette's discretion. Minimum to open $500.00 except where noted. Penalty for early withdrawal. Fees may reduce earnings. No redemptions with penalty to switch. IRA Account terms begin at 6-months. Other CD …

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Additional Deposits allowed, $10.00 minimum. Automatically renewable into the same term at the current dividend rate. There is a penalty for early withdrawals. Start with as little as $250. Choose your term: 3, 6 or 12 months. Fees may reduce earnings and the principle amount may be reduced to cover the penalty. 10 calendar day grace period.As of Feb. 1, 2023, the national average rate for a normal savings account is 0.33% APY, whereas the national average rate for a 12-month CD is 1.28% APY. The national average rate for a 60-month CD is about 1.21%% APY. Online banks typically offer higher rates, closer to 4.0%.Minimum balance to open: $25,000, new money required. Annual percentage yield (APY) 1: 5.00%. Available with a Citizens Quest® or Citizens Private Client™ Checking account. Early withdrawal penalties may apply. Open 8-Month CD.A Certificate of Deposit (CD) is an interest-bearing account that earns a higher interest rate than regular savings. Terms start at six months with a minimum of only $1,000 to deposit and earn. It's virtually risk-free, with no risky investments or uncertain stocks - so you can grow your savings while keeping your funds safe and secure. View ...Share certificates for short-term savings. Certificates are useful savings strategies that lock deposited money into accounts for predetermined term lengths. They offer: Higher yields than most savings and money market accounts. NCUA insurance on deposits up to $250,000. Predictable growth until the maturity date.TotalDirect, a division of City National Bank of Florida. 1-Year. 5.35% APY with $25,000 minimum. First Internet Bank of Indiana. 1-Year. 5.31% APY with $1,000 minimum. Dollar Savings Direct, a division of Emigrant Bank. 3-Year. 5.00% APY with $1,000 minimum.With rates on the rise, you don’t want to miss your opportunity to lock in a great certificate rate. ... * All PSECU deposit shares, including checking, Regular, additional savings, money market and certificates, are federally insured by the National Credit Union Administration (NCUA) up to $250,000, the maximum allowed by law. In addition to ...IRAs and business certificates of deposit must be opened in a financial center. Withdrawal of interest reduces earnings. Penalty may be applied for early withdrawal. Rates are subject to change at any time. Upon maturity, promotional 7-month and 13-month CDs will automatically renew at the then current rates as follows: 7 month CD will convert ...Compare PenFed's Money Market CD rate with a guaranteed yield from PenFed Credit Union. Open a 6 month to 7 year Certificate and receive up to 3x<reference token built in 4.a.i. above> higher APY returns. Protection by NCUA insurance.Credit cards. Deposit protection up to $250,000. In addition, credit unions and banks make money the same basic way. They charge more interest on loans than they pay out on the accounts they offer, so they bring in money to pay their expenses and continue to operate. Now, let's explore the differences between a bank and a credit union.The amount of interest earned on a CD varies based on your deposit, CD rate and term length. For example, a $10,000 deposit in a five-year CD with 3.50% APY would earn around $1,877 in interest.Sikorsky Credit Union has been named the #1 Credit Union in CT for the past four years and offers membership to those living, working, volunteering or worshiping in Fairfield, New Haven & Hartford counties. Today's Rates. Certificates (25 Months) Rates as high as. 3.75%APY*. ….

3 days ago · As of April 15, 2024, the national average rate for a 12-month CD was 1.81%, according to the FDIC. The national average rate for a 36-month CD was 1.41% and the national average rate for a 60 ... To view rates, enter your zip code above. Your zip code is required so we may provide you with accurate rate information. Minimum balances to earn APY are as follows: Certificates and IRA Certificates, $500; Future Builder Certificates, $250; Jumbo Share Certificates, $25,000. Penalty for early withdrawal. 1. Certificates are Share Certificates.If you're a homeowner, leveraging your home equity for extra funds with a WSECU Home Equity Loan or WSECU Home Equity Line of Credit could give you the financial boost you need. Choose one of three WSECU credit cards for cash-back rewards, low rates or credit building. Compare our cards and apply today for the card that best fits your life.The credit union has mixed mobile app ratings. WSECU mobile banking is rated 4.3 out of 5 stars in the Google Play store and 3.8 out of 5 stars in the Apple store. Washington State Employees ...Minimum Deposit to Earn APY. 9 Months. 0.25%. 0.25%. Daily. $25.00. Interest Rates Effective: 05/01/2024. Revised: 04/30/2024. Annual Percentage Yield assumes principal and interest remain on deposit for term at the same interest.Offer flexible terms ranging from 30 days to 5 years. Interest is compounded & paid quarterly. Earn higher interest rates by choosing a longer term, or maintaining a higher balance. A Certificate of Deposit is viewable through DIGITAL BANKING on your PC or mobile device. Are insured by the FDIC up to $250,000.Best for 1-Year CDs: Bread Savings Certificate of Deposit — 5.25% APY. Best for 18-Month CDs: Synchrony Bank Certificates of Deposit — 4.50% APY. Best For 2-Year CDs: Marcus by Goldman Sachs ...Washington State Employees Credit Union (WSECU). Founded in 1957, WSECU is proud to offer membership to public employees, school district personnel and their family members.Certificate of Deposit Rates. The following Interest Rates and Annual Percentage Yields (APY) are accurate as of March 8, 2024. ... Questions about deposit rates? Contact a Customer Service Representative at 413.568.1911 or 800.995.5734 or visit one of our convenient offices. Wsecu certificate of deposit rates, Standard certificates have a minimum balance of $500.00. Payroll CDs. Payroll CDs are a great product for members who can't deposit an initial $500, but still want the higher rate of return offered by maintaining a CD. A payroll CDs require just a $10 initial deposit*, and you can electronically contribute a little each month., Washington State Employees Credit Union (WSECU). Founded in 1957, WSECU is proud to offer membership to public employees, school district personnel and their family members., The Special EasyStart Certificate has a $50 minimum balance and a $3,000 maximum contribution limit. Additional deposits are allowed at any time subject to the maximum contribution limit. Certificate owner (s) age 18 and older must have direct deposit* or a payroll allotment and a Navy Federal checking account within 90 days of the certificate ..., The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months., 1.50% APY. On balances up to $14,999.99. Activity requirements to earn yield: Use a GreenState Debit Card to make at least 15 purchases each month with a minimum purchase amount of at least $10. Set up direct deposit or have at least one ACH transaction for $250 or more each month. Apply Now. Checking Account Rates., Savings Rates - Effective Wednesday, March 1, 2023; Account Type APY Minimum Deposit Minimum Balance; REGULAR SAVINGS: 0.05% : $300: SECOND SAVINGS: 0.05% : $300: CHRISTMAS CLUB SVGS: ... Minimum Deposit; 6 MONTH CERTIFICATE: 0.4%: $500: 12 MONTH YOUTH CERTIFICATE: 0.5%: $100: 12 MONTH CERTIFICATE: 0.45%: $500: 18 MONTH CERTIFICATE: 0.5%: $500: ..., See the latest certificate of deposit rates and offers from BBVA. SmartAsset's experts give a brief overview of each CD account, including their current rates, minimum balance and ..., 48 months. 3.69%. 3.75%. 60 months. 3.54%. 3.60%. *A minimum deposit of $1,000 is required to open, maintain and earn interest on a certificate of deposit. You must maintain a minimum balance of $1,000 throughout the term of your CD, or your CD must be redeemed. APY is earned when interest is posted to your CD., 833.965.2848. Call Us. 405.606.6528. Digital BankingOpen an accountApply for a loanLocationsContact UsCareers. 303085418. Routing #. Oklahoma's Credit Union (OKCU) offers great service and rates on auto loans, home loans, certificatesand other personal and business bankingsolutions., Schedule a meeting with a banker to open an account and enjoy relationship rates. Want to learn more about CDs? Visit our Banking Education Center. CD Text Message Program: Message and data rates may apply. For help call 1-800-935-9935. Reply STOP to 87256 to no longer receive Chase CD text messages until you provide your consent again. , Schedule an appointment. 844.375.7027. Annual Percentage Yield (APY) is accurate as of and applies to the initial term of a new Featured CD. We may limit the amount you deposit in one or more Featured CDs to a total of $1,000,000 ($250,000 for CDs opened through bankofamerica.com). Alternative terms are not allowed., To earn a stronger interest rate, you'd need to deposit a sizable minimum balance and leave your cash in the account for a significant amount of time. Opening a PNC Bank Fixed-Rate CD today for 12 months with $1,000 would earn an APY of just 0.02%, which won't compete against the best money market accounts out there., The minimum deposit for a CD is $500, and BECU offers three different rate levels depending on how much you contribute to your CD. (Note that within the three rate levels, there are different rates for people with and without Member Advantage.) Contributions between $500 and $49,999.99 earn a lower rate than CDs worth more than $50,000., State Employees' Credit Union has eight standard term certificates of deposit that range from 6 months to 5 years and come with a minimum deposit requirement of $250. CD Rates. Term: APY: 6 months: 4.50%: 12 months: 5.60%: 18 months: ... Share Account Rates and Minimum Deposit Requirements., 3.95%. 60 Months. 3.83%. 3.90%. 3 APY (Annual Percentage Yield) is accurate as of May 1, 2024 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Must maintain a minimum $50,000 balance to earn APY. Interest is compounded monthly and credited monthly., Choose from a 6, 12, or 24-month Online CD and benefit from fixed interest rates 2. Footnote link 2. A minimum deposit of $1,000 is required. Easy account opening and convenient management via online banking. You get peace of mind because your savings are covered by our $0 Liability Online, Guarantee 3. Footnote link 3., Bump CDs offer a flexible way to maximize your savings. If rates increase, you can "bump up" your certificate to the current rate once per term. For a limited time, members like you can choose from two Bump CDs that earn market-leading interest: 12-month CD with a 3.35% APY*. 24-month CD with a 2.10% APY*., Savings. Federally insured by NCUA. 4.0. /5 NerdWallet rating. APY. 6.17%. With $0 min. balance for APY. Similar to BECU's checking accounts, Member Advantage Savings has no monthly fees or ..., Standard early withdrawal penalty (excluding withdrawals for medical expenses) Maturity of six months or less: Three months loss of interest. Maturity of greater than six months: Six months loss of interest. Minimum penalty: $40.00. Our Triple Option Certificate of Deposit - CD gives you Valuable Options. Check out our CD Rates and Options., Certificate rates are effective March 7, 2024, and range from 3.50% to 4.75% APY, depending on the certificate term. Terms range from 6 to 60 months. $500 minimum balance required, $50 minimum balance required on Add-on Certificates only., Certificates of deposit, or CDs, are intended to hold a fixed amount of money for a fixed period of time. While these accounts usually offer higher interest rates than traditional savings accounts, your money must remain in the account, and withdrawing funds from a CD before the fixed period ends (typically six months, one year or five years ..., Certificates of Deposit Rates. CD Rates. Term APY* Interest Rate Initial Deposit; Term 6 Month Promo CD: APY* 4.80: Interest Rate 4.80%: Initial Deposit $500: Terms See Terms: Open Now: Term 12 Month Promo CD: APY* 4.70: Interest Rate 4.62%: Initial Deposit $500: Terms See Terms: Open Now: Term 18 Month Promo CD: APY* 4.40: Interest Rate 4.33%:, Share certificates for short-term savings. Certificates are useful savings strategies that lock deposited money into accounts for predetermined term lengths. They offer: Higher yields than most savings and money market accounts. NCUA insurance on deposits up to $250,000. Predictable growth until the maturity date., Share Certificates. Earn 4.60% APY * on a 6-month Add-On Certificate. Terms range from 6 to 84 months. Zero fees — an early withdrawal penalty may be imposed. Get started with as little as $250., Open an account online. Stop into any branch. Call 215-996-3700. Open a CD. 335 West Butler Avenue, Chalfont, PA 18914. 215-996-3700. Routing # 231386645. NMLS #396614. Certificates of Deposits or CDs are a low risk way to invest your money while earning more interest than with a traditional savings account., Featured Rates. 6 Month 4.80. 1 Year 5.10. View all rates. Make an appointment to open a checking account, loan, credit card, certificate, and more. Schedule an Appointment. Liberty Federal Credit Union -., A certificate of deposit provides a guaranteed rate of return (the interest rate) on your money as long as you agree not to withdraw the funds you deposited (the principal) until after a specified amount of time (the term). "It's best for someone who doesn't need their money immediately," Palmer says. "In exchange for that longer ..., A satisfying and stable way to grow your savings. Earn a competitive rate on a 7-month term CD.Guaranteed interest rate of 5.13% Annual Percentage Yield (APY) with a minimum opening balance of $1,000.Rates vary by region, so …, Credit Union of Texas CD terms range from 6 to 60 months. Start saving with a minimum opening deposit of $1,000. See Truth in Savings for details. Certificates earn more than most high interest savings accounts in Texas. Our CD terms are tiered to hold the best bank or credit union CD rates., The following formula is used to calculate the return or final value of a certificate of deposit. FV = IV (1 + r/m) ^ { (t * m)} F V = I V (1 + r/m)(t∗m) Where FV is the final value. IV is the initial value or deposit. r is the annual interest rate. m is the compounding frequency per year. t is the number of years., Rates as of 05/03/24. *APY = Annual Percentage Yield. Minimum balance to open a CD is $500. A penalty may be charged for earlier withdrawal of a fixed term certificate or IRA. Fees may reduce earnings. CD rates include .25% MORE VIP Relationship Reward Bonus., Certificates of deposit (CDs) can be ideal for beginning investors. They’re relatively low risk when you compare them to other more volatile financial products, like stocks, becaus..., CD - Certificates of Deposit. Choose from a wide range of CDs with various maturities and interest rates. Interest can be compounded or transferred to another Republic checking or savings account. Minimum deposit of at least $1,000. $2,000,000 maximum deposit per CD product ($100,000 maximum when opening online).